I recently read this article and found it quite helpful. Yet there is this huge difference between the continents, like America and Europe. Due to the fact that this nice gentleman wrote for American standard I will write for the European. Let see if I’m good at it.
I will really have to learn that point with the patience. I usually call for some information and the person there cannot help me. I really do try to remain polite but most of those customer services via phone are disgusting; when you call it takes at least half an hour of waiting until you get the living person to talk to you (and at least in Europe you have to pay for this kind of service!) and at the end there is this typical type of woman (blonde secretary doing her nails and having no idea about anything) who is bored talking to you and cannot help you and of course she cannot connect you with someone else who might know it. So, try to make me call there again.
In the past time there were more offers in internet, which is good for sure. You can compare things and it goes faster. Yes, you can only get better information when talking to someone and, thank God, they finally made it to work so: you fill in the form (internet) and they get an email, as well as you. Few days later you get letter from them as a conclusion or verification (depends on what you need) and they call you. Unfortunately this is in 90% the case where you already had your contract signed. Changing among that or before the time expires is most of the time, again, expensive and not so easy as you think. If you want something cheaper, no problem, you will get it – but the quality won’t be so good.
It is really important to think twice before buying something. I always ask myself following questions:
Do I need this?
Do I really, really need this?
What shall I do with it?
Do I have a place for it when not needed anymore?
These are very helpful, especially if you are a woman and like many other women like shopping. Shoes, purses, jackets, God know what not else can make your wallet empty, can totally make your savings dry. I always tend to think twice before buying anything at all; even if it is furniture and I really need it for my new apartment so I can sit on something. Looking, searching and comparing are the most important words for that.
Want more money? You gotta work more and harder. Yet, being very assiduous can bring you bigger positions, more money and more work (not less work, like many others think – if you want it good, it has to be done by yourself and good). Everyone likes good workers; they appreciate them and they want them always. These get presents, more days free to enjoy and their bosses would not wish to give you every again away.
How do you save money?
All these things are nice, I know, but I am not really fond of them. I still never made it to save a huge amount – only as enough as needed to buy myself something nice. But it is mine and I worked for it.
Any other suggestions?